Where We Lend

Southern California Service Areas

Express Home Lending serves buyers, homeowners, investors, and self-employed borrowers across Southern California. From Orange County to San Diego, the Inland Empire to the San Gabriel Valley — we know these markets and the loan strategies that work in each one.

Local Market Knowledge
All Loan Types Available
Fast Pre-Approvals
Investor-Friendly Lending
Self-Employed Specialists

Orange County

Our home market. Deep expertise in OC purchase, refinance, and investment lending.

Anaheim

Purchase LoansFix & Flip

Irvine

Purchase LoansInvestor / DSCR

Santa Ana

Purchase LoansSelf-Employed

Huntington Beach

RefinanceHELOC

Costa Mesa

Purchase LoansRefinance

Newport Beach

Jumbo LoansInvestor / DSCR

Fullerton

Purchase LoansFix & Flip

Garden Grove

Purchase LoansSelf-Employed

Orange

Purchase LoansRefinance

Mission Viejo

Purchase LoansHELOC

Lake Forest

Purchase LoansRefinance

Tustin

Purchase LoansInvestor / DSCR

Los Angeles County

From the Eastside to the South Bay — purchase, refi, and investor lending across LA.

Los Angeles

Purchase LoansInvestor / DSCR

Long Beach

Purchase LoansFix & Flip

Pasadena

Purchase LoansRefinance

Torrance

Purchase LoansHELOC

Compton

Purchase LoansFix & Flip

Downey

Purchase LoansSelf-Employed

El Monte

Purchase LoansSelf-Employed

Inglewood

Purchase LoansFix & Flip

Pomona

Purchase LoansFix & Flip

West Covina

Purchase LoansRefinance

Carson

Purchase LoansHELOC

Hawthorne

Purchase LoansFix & Flip

Inland Empire

Riverside and San Bernardino counties — fast-growing markets with strong investor demand.

Riverside

Purchase LoansInvestor / DSCR

San Bernardino

Purchase LoansFix & Flip

Ontario

Purchase LoansSelf-Employed

Rancho Cucamonga

Purchase LoansRefinance

Fontana

Purchase LoansFix & Flip

Moreno Valley

Purchase LoansInvestor / DSCR

Corona

Purchase LoansHELOC

Murrieta

Purchase LoansRefinance

Temecula

Purchase LoansInvestor / DSCR

Victorville

Purchase LoansFix & Flip

Hemet

Purchase LoansSelf-Employed

Chino

Purchase LoansHELOC

San Diego County

Coastal and inland San Diego — purchase, equity, and investment loan specialists.

San Diego

Purchase LoansInvestor / DSCR

Chula Vista

Purchase LoansSelf-Employed

Oceanside

Purchase LoansRefinance

Escondido

Purchase LoansFix & Flip

El Cajon

Purchase LoansHELOC

Vista

Purchase LoansInvestor / DSCR

Carlsbad

Purchase LoansRefinance

San Marcos

Purchase LoansSelf-Employed

San Gabriel Valley

Dense markets with strong self-employed borrower and investor activity.

Alhambra

Purchase LoansSelf-Employed

Arcadia

Purchase LoansInvestor / DSCR

Monterey Park

Purchase LoansSelf-Employed

San Gabriel

Purchase LoansFix & Flip

Temple City

Purchase LoansSelf-Employed

Rosemead

Purchase LoansFix & Flip

Don't See Your City?

We Likely Lend There Too

We serve most of California. If your city isn't listed, reach out — we'll let you know if we can help and connect you with the right loan strategy for your market.