Fix & Flip Loans · Express Home Lending

Buy. Renovate. Profit.

Fast, flexible fix-and-flip financing for investors who move quickly. We fund the purchase and the rehab — closing in days, not weeks — so you can focus on the deal.

DRE # 02031312
NMLS # 1705248
Equal Housing Lender
Southern California Team

Why Flippers Choose Us

Financing That Moves at Deal Speed

Close in Days

Speed-focused underwriting designed for competitive deal environments.

High Leverage

Finance up to 90% of purchase + 100% of rehab, subject to ARV limits.

Rehab Draws Included

Renovation funds released in stages — pay interest only on what's drawn.

Scale Deal by Deal

Grow your flipping business with a lender who understands the strategy.

Available Programs

Fix & Flip Programs, Compared

Fix & Flip Purchase Loans

Short-term financing to acquire distressed or undervalued properties. Close quickly and fund the rehab in draws as work is completed.

Best For

Investors buying below-market properties to renovate and resell within 6–18 months

Rehab Draw Financing

Funds released in stages as renovation milestones are completed. Pay interest only on draws taken — not the full loan amount.

Best For

Investors with detailed scopes of work who want to minimize carrying costs during renovation

Ground-Up Construction Loans

Finance the full construction of a new investment property on a vacant lot or after a teardown.

Best For

Developers and builders constructing spec homes or investment properties for resale

Bridge Loans for Flippers

Short-term bridge financing to move fast on a deal before traditional or long-term financing is secured.

Best For

Investors who need speed over everything — off-market deals, auctions, or competitive situations

How It Works

From Contract to Close in Days.

01

Share the Deal

Tell us the purchase price, estimated ARV (after-repair value), scope of work, and your experience level.

02

We Structure the Loan

We size the loan to the deal — covering purchase plus rehab costs — and get you to closing fast.

03

Execute & Exit

Complete renovations, draw funds as needed, then sell or refinance into a long-term hold.

Common Questions

Fix & Flip FAQ

Free Consultation

Get Your Fix & Flip Deal Reviewed

Share your deal and we'll come back with loan sizing, terms, and a timeline. Takes 60 seconds. A specialist will reach out within 1 hour.

Prefer to talk?
Call (714) 613-0563

No spam. No obligation. Loan options subject to qualification. Not a commitment to lend. Equal Housing Lender.

Client Stories

Hear it from homeowners like you.

Have a Deal in Mind?

Let's Get Your Fix & Flip Funded

Share the deal details and we'll come back with loan sizing, rates, and a timeline — fast enough to compete on any offer.

Loan options subject to qualification. Not a commitment to lend. Equal Housing Lender.